In Illinois the 2010 average cost for private nursing is about $77,000/ year and this will only get more expensive.  And the demand for quality Long-Term Care will increase. 

 

Essential LONG-TERM CARE Questions

 

● Do you and/or your spouse have a plan to pay for LONG-TERM CARE needs?

 

How will you and your spouse pay for LONG-TERM CARE expenses?

 

Is MEDICAID really the best solution to your LONG-TERM CARE needs?

 

● Are you prepared to “Spend Down” your assets to get MEDICAID LONG-TERM CARE?

 

● Are you waiting for someone else to take care of your LONG-TERM CARE needs?

 

 

The “Government” will contribute to LONG-TERM CARE expenses for impoverished seniors - - but only after most of your assets have been “spent down.”  Then you may qualify for a “state” MEDICAID program in a “state” funded institution.  But even today “state-funded” nursing homes are forced to cut back on availability, care and facilities because of lack of money. 

And do you really think you will have the option to pick out a nice, quality and convenient “state-funded” institution for your LONG-TERM CARE needs?

 

 

What is your plan to preserve your assets and pay for LONG-TERM CARE?

 

Without a plan you will have no say nor control over where you receive your care and what kind of care you obtain.  Are you ready to sacrifice your personal assets, estate, dignity and your family resources because you do not have a viable plan?   

 

 

For further Long-Term Care information see the following Web Site: www.longtermcare.gov.

 

 

NOTE: Did you know that unused tax savings funds in your Health Savings Account can be used to pay for Long-Term Care premiums?

 

A LONG-TERM CARE insurance program is not a luxury!  And getting a LONG-TERM CARE plan should not be delayed.  The sooner you have a plan the more assured you and your spouse can be about the future.  EZ-LTC can help you acquire a plan to meet your needs. 

 

 

Go to the EZ-LTC Proposal Request form and provide the information requested or contact us.

 

 

               

info@EZ-LTC.com          Ph:  847 – 382 – 0605          Fax:  847 – 382 - 0828

   

Affordable health insurance options made easy at . . . EZ-HealthInsurance.com

 

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